Start with a short 5-minute questionnaire about things like your portfolio size, key financial objectives, and what risks you'd consider for possible rewards. From there, we'll identify your comfort level with risk to steer our decisions.
Based on research made available through Charles Schwab & Co., Inc. with data provided by Morningstar, Inc. The information above is being provided for illustrative purposes only. The return figures are the average, maximum, and minimum annual returns of hypothetical asset allocation plans. The plans are weighted averages of the performance of indices used to represent each hypothetical asset class in the plans and rebalanced annually. Returns include reinvestment of dividends and interest. The index representing each hypothetical asset class is S&P 500® Index (large-cap stocks), Russell 2000® Index (small-cap stocks), MSCI EAFE® Index-Net of Taxes (international stocks), Bloomberg U.S. Aggregate Bond Index (fixed income), and FTSE U.S. 3-month Treasury Bill Index (cash investments). CRSP 6-8 was used for small cap stocks prior to 1979, Ibbotson Intermediate-Term Government Bond Index was used for fixed income prior to 1976, and Ibbotson U.S. 30-day Treasury Bill Index was used for cash investments prior to 1978. Indices are unmanaged, do not incur fees or expenses, and cannot be invested in directly.