Holiday Skip-A-Pay


We at BCFCU know how expensive and stressful the
holiday season
can be.  That is why we are proud to
bring you our Holiday Skip-A-Pay program again this year! It’s our way of saying thank you for being a member of Buckeye Community FCU and trusting us as your financial institution. 
 
BCFCU will allow you to skip one month’s payment on any loan you have at the credit union, excluding mortgage and credit card loans.  For a fee of $25.00 per loan you can request to skip your loan payment for November, December or January.  We hope this unique opportunity will help your hard earned dollars go a little further this holiday season.   

Simply submit this form, or if you prefer, you may click here to print this form and mail or fax it back to us at (850)223-7191 or drop it by our office at your convenience.

Details:  

  • Fee of $25.00 per loan which must be taken from savings account of primary borrower
  • Only one payment per loan may be skipped
  • Primary borrower must sign skip-a-pay form
  • All loans MUST BE CURRENT and in good standing for a minimum of six months
  • A minimum of one loan payment must be made between a Hurricane Skip-A-Pay and a Holiday Skip-A-Pay.  Loans are not eligible for skips on consecutive months using both programs. 

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*Certain exclusions apply.  For qualified members.  By skipping your loan payment for one month, you authorize BCFCU to extend your final loan payment.  Finance charges will continue to accrue on your unpaid balance.  You further authorize us to debit $25.00/loan as a processing fee from your share(savings) account.  All loans must be current and have received six consecutive on-time payments.  Mortgages, Second Mortgages, Closed-end Home Equity Loans and Credit Cards are exempt from SAP eligibility.

**GAP protection includes a maximum of up to 4 skipped payments during the life of your loan.  Skipped payments are any missed payments offered through the credit union Skip-A-Pay Program or skipped payments caused by delinquency.  Future GAP claim amounts may be adversely affected by use of Skip-A-Pay Program.**