What is First 48?
It is our goal to make this process as fast, seamless and transparent as possible for all parties. This is the form you need to submit within 12 hours of getting a new contract. This STARS the First 48 protocol. To submit a file via this portal, you will need to upload:
1. the Ratified Sales Contract
2. a copy of the MLS listing card with taxes and general information (print as pdf if emailed)
Please be sure to put in accurate title information and REVIEW the form before submission.
Several third-party requests are made IMMEDIATELY upon submission, so REVIEW BEFORE SUBMISSION.
Once you submit this form, look for an immediate confirmation email with a file number. Save the email for your records. This system will automatially order the Pre-CD from title and start other internal processes. It is our goal to have initial loan disclosures prepared, esigned by all borrowers, updated documents collected, title ordered and appraisal(s) ordered within 2 business days (48 hours). If your request was submitted BEFORE 3pm EST, you should expect an email with your disclosures to be sent to you and the borrow via esign by 8PM.
Please reinforce the First 48 protocol with your clients and realtors. A quick jump on getting the loan submitted is the start to meeting client's expectations and contract deadlines.
** Please note that we will need permission from the client to release confidential information regarding the loan, application and assets. **